English reader · Project Gutenberg #77970

The Will to Save

How to Save Money. English-only reading by default; switch among English, Chinese, and Spanish, or compare languages side by side.

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Chinese reader · Spanish reader

Chapter summary

This chapter examines The Will to Save, using the author’s early-twentieth-century investment framework to explain how investors were expected to judge security quality, income, risk, and market conditions. It opens from the chapter’s own discussion: The absolutely primary requirement for systematic saving is the will to save--not a mere momentary impulse to save, not a mere general desire to save, but the effective establishment of a fixed, disciplined habit of saving. Success in anything is quite largely a matter of will-power, and bromidic as the advice may seem, the man or woman who cannot stiffen his spine and set his jaw with sufficient resolution to say “I

Who it is for

Readers studying financial history, investment education, and the chapter’s specific subject—saving, Will, Save—will get the most from this section. It is not suitable as a modern trading or investment checklist.

Modern reader note

Read this chapter as historical investment education. The market rules, disclosure practices, securities, commissions, interest-rate conditions, and investor protections around saving, Will, Save may differ sharply from modern markets.

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